Live in Alignment. Work Less. Earn More. You can have it all by creating true wealth in life and business when you align with your specific human design & personal definition of success. What is TRUE WEALTH though? Wealth is not just having money and success. It is so much more than that. Success without happiness & fulfillment is not success at all. If you are a high achieving career woman that is desperate for work-life balance because you are juggling a lot of other things like motherhood, marriage, home management, growing a business or brand, and while you have chased after accomplishments and achievements you may be feeling like, is this really it? How come on paper your life looks like the epitome of success but you feel like you’re not doing enough or you feel like you are drowning in the life you worked so hard for? Here on the Wealthy Woman podcast you are going to get new episodes that help you define and take action towards the life you desire, not just hitting the accomplishments but by feeling fulfilled. These episodes are going to challenge your autopilot ways of thinking and redefine how you measure success. You are going to learn how to work less, earn more, and manifest your dream life. To have true wealth we must have the kind of money & success we desire AND the beautiful life to go alongside it. Here you will learn about human design, manifestation, success habits, money mastery, abundance mindset, master your mindset, and create the wealth you desire. Lauren Francois is a thought leader on business growth and true wealth creation. She specializes in Human Design Coaching, 6 Figure Mindset, + Success Mentorships to women desiring to create massive success and impact in a way that feels aligned, without the hustle, overwhelm and burnout. She believes as driven women we can and are supposed to be able to have it all when we live aligned in who we are meant to be. While most people are striving for success thinking that when we hit a milestone we will have happiness Lauren knows (and teaches) how to hit your goals while enjoying the process of getting there by taking away the limits your mind has set on you so that you can rise into and become the wealthy woman that you have always wanted to be. Her human design coaching is unique and specific to each person, because we are all uniquely designed so our path to success should be too! Business Inquiries laurenffrancois@gmail.com Instagram lauren_francois
Episodes
Thursday May 11, 2023
Thursday May 11, 2023
Chloé Daniels, founder of Clo Bare Money Coach and The Lazy Investor’s Course, is a money coach, focused on helping people learn how to invest and build wealth the lazy way. She’s been featured on CNBC + Acorns, Entrepreneur, Bloomberg, Business Insider, TIME, and more. Her ultimate goal is to provide education in a fun, easy to understand, and accessible way, and is known for her reels and TikToks that showcase her terrible dance moves while also providing finance tips.
She can be found on Instagram and TikTok @clobaremoneycoach or at clobare.com.
Lauren gets into a great conversation to discuss Chloe's journey from being stressed about money and living paycheck to paycheck to having a net worth of $300,000 and peace of mind when it comes to money.
They also talk about the importance of taking ownership of one's finances and the dangers of relying on others for financial security. Chloe explains the concept of lazy investing and offers tips on how to get started. They also discuss retirement planning, the importance of having an emergency fund, and the decision of homeownership. This is a packed episode talking about things related to financial strategy!
Step into the abundance and financial success you desire in Lauren's signature MONEYmind MasterCourse!
Referenced Resources:
Podcast: The Money Bare
Instagram: @clobaremoneycoach
Website: clobare.com
Episode Content Timeline
*Chloe's journey to financial stability [00:04:23]*
Chloe shares her personal story of going from living paycheck to paycheck to having a net worth of $300,000 and peace of mind when it comes to money.
*The dangers of relying on others for financial security [00:08:39]*
Chloe talks about the dangers of relying on others for financial security and how it led her down a path of abusive relationships.
*The concept of lazy investing [00:01:09]*
Lauren and Chloe discuss the concept of lazy investing and how it can make investing more accessible and less daunting for women.
*Chloe's journey to financial freedom [00:09:34-00:10:35]*
Chloe shares her personal journey from living paycheck to paycheck to achieving a net worth of $300,000 through learning about personal finance.
*Importance of money mindset [00:11:22-00:14:21]*
Lauren and Chloe discuss the importance of money mindset, beliefs, and identity in achieving financial transformation, and how societal expectations and past experiences can shape our beliefs about money.
*Uncovering false beliefs about money [00:15:11-00:17:32]*
Chloe emphasizes the importance of uncovering false beliefs about money, sharing her own experience of believing that girls are bad with money and boys are good with money, and how therapy helped her address her money beliefs.
*Realities of Money [00:18:23]*
Lauren and Chloe discuss the different beliefs and realities people have when it comes to money and the importance of questioning and identifying helpful and unhelpful money beliefs.
*Lazy Investing [00:23:08]*
Chloe explains the concept of lazy investing, which involves buying solid diversified investments through index funds and holding them, rather than trying to time the market or buy individual stocks.
*Getting Started with Lazy Investing [00:26:15]*
Chloe recommends educating oneself about lazy investing, but for those who want to start investing immediately, she suggests target date funds or robo-advisors as options.
*Target Date Funds [00:27:05]*
Chloe explains what target date funds are, how they work, and why they are a good option for lazy investing.
*Robo-Advisors [00:30:14]*
Chloe discusses the benefits of using robo-advisors for investing, including lower fees and personalized portfolio recommendations.
*Retirement Planning [00:34:33]*
Chloe emphasizes the importance of setting retirement goals and determining how much money is needed to retire comfortably. She also mentions the 4% rule as a conservative guideline for retirement planning.
*Lazy Investing [00:35:24]*
Chloe explains the 4% rule and retirement calculators, and how to determine the amount of income needed for retirement.
*Determining Investment Goals [00:39:33]*
Chloe and Lauren discuss the importance of setting retirement goals and doing soul-searching to determine the desired lifestyle at retirement age.
*Emergency Fund [00:41:23]*
Chloe clarifies the recommended amount for an emergency fund, which varies depending on income and employment status.
*Emergency Fund and Cash Savings [00:42:53 - 00:44:32]*
Chloe discusses the importance of having an emergency fund and keeping cash savings in a high yield savings account for short-term goals.
*Women and Cash Savings [00:45:13 - 00:46:12]*
Chloe explains why women tend to hold more cash savings than men and how societal expectations have impacted women's access to financial education.
*Homeownership [00:48:35 - 00:49:37]*
Lauren and Chloe discuss the individual decision of homeownership and the societal pressure to own a home as a means of building wealth.
*House Poor and Renting vs. Owning [00:50:26 - 00:54:38]*
Chloe discusses the concept of being house poor and the pressure of the American Dream to own a home. She also talks about the benefits of renting, such as knowing exactly what your housing costs will be and having more cash flow for other investments.
*Luck and Personal Finance [00:56:02 - 00:57:40]*
Lauren and Chloe discuss the role of luck in personal finance, particularly in regards to home ownership and the housing market. They emphasize the importance of personalizing financial decisions and not relying on blanket advice.
Monday May 08, 2023
Monday May 08, 2023
In this episode of the Wealthy Woman Podcast, host Lauren introduces the concept of human design, a system that combines ancient spiritual systems with modern science to provide individuals with an energetic blueprint of who they are at their core. Lauren explains the different types, strategies, and authorities associated with human design and encourages listeners to explore their own human design chart.
She also explains the different energy centers in human design and how they function, emphasizing that understanding human design can help individuals identify their specific conditioning around money and limiting beliefs.
Lauren offers human design readings to help individuals gain a better understanding of their chart and how to shift themselves back into alignment with their design.
If you would like a Human Design Chart Reading message Lauren on Instagram!
STEP INTO THE ABUNDANCE & FINANCIAL SUCCESS YOU DESIRE in Lauren's signature MoneyMIND MasterCourse
Book your Human Design Chart Reading Here
1:1 Mentorship with Lauren Information & Application
The Wealthy Woman Telegram Channel
Discover Your Human Design Here
Time Stamps of Episode Content
*What is Human Design? [00:03:09]*
Lauren explains what Human Design is and how it combines ancient spiritual systems with modern science.
*How is Your Human Design Created? [00:08:30]*
Lauren explains how your Human Design is created based on your birthdate, design date, and the energetic traits imprinted on your DNA.
*Design Types and Strategies [00:12:11]*
The five different human design types and their respective strategies for interacting with the world.
*Authority and Decision Making [00:16:31]*
The importance of understanding one's authority in making decisions and the seven different authorities in human design.
*Defined, Undefined, and Open Centers [00:22:24]*
The nine energetic centers in the body and how their combination of defined, undefined, and open centers make up one's human design type.
*Introduction to Human Design [00:24:48]*
Lauren explains the different energetic centers in the body and their specific themes.
*Defined vs Undefined Centers [00:25:56]*
Lauren discusses the difference between defined and undefined centers and how they affect energy exchange with others.
*Upcoming Episodes on Money and Human Design [00:30:39]*
Lauren previews the next five episodes, which will focus on how each human design type interacts with money and how to bring oneself back into alignment for more success and wealth.
Thursday May 04, 2023
Thursday May 04, 2023
In this episode of the Wealthy Woman Podcast, host Lauren Francois focuses on helping high-achieving women identify their limiting beliefs and mindset around money to create the wealth and success they desire.
Are you a high-achieving woman who desires to create wealth and success in your life? Do you feel like you're constantly hitting a wall when it comes to money? If so, you're not alone. In this episode of the Wealthy Woman Podcast, Lauren shares valuable insights on how to identify and overcome limiting beliefs around money in order to create the life you desire.
Lauren emphasizes the importance of becoming aware of your current money mentality and exploring any limiting beliefs you may hold. She provides seven questions for listeners to reflect on and journal about, including exploring current beliefs around money, how money makes you feel, and what phrases you've heard on repeat about money. By becoming aware of your money mentality and working through limiting beliefs, you can create the wealth and success you desire.
Lauren also discusses the hierarchy of change and how lasting change is created from the inside out. By tackling your money mindset from a spiritual, identity, and mindset level before addressing habits, skills, and environment, you can create lasting change with money.
She also delves into the common limiting beliefs that many successful women struggle with, including the belief that one must work hard for money, the fear that more money equals more responsibility, and the notion that wanting more money is selfish or ungrateful. She encourages you to reflect on which of these limiting beliefs resonate with them and to use this awareness as a starting point for creating change.
In this episode you can expect to dive deeper into mindset and identity work to overcome limiting beliefs and create the wealth and success they desire.
So, if you're ready to create true wealth and manifest your dream life, start by reflecting on your current money mentality and exploring any limiting beliefs you may hold.
Questions to Discover Your Current Money Mentality (4:55)
4 Limiting About Money That Hold Women Back (18:45)
Referenced Resources:
How to Create Lasting Change Episode 104
The Wealthy Woman Telegram Channel
[Content Outline of this Episode]
*The Four Categories of Limiting Beliefs [00:02:23]*
Lauren discusses the four main categories of limiting beliefs that she has seen among high-achieving women and how they can hold them back from creating the wealth and success they desire.
*Uncovering Your Money Stories [00:09:28]*
Lauren asks listeners to reflect on the phrases they have heard on repeat about money and how they may be impacting their money mindset and identity.
*Hierarchy of Change [00:11:54]*
Lauren explains the hierarchy of change and how it is created from the inside out, starting with the spirit, identity, mindset, skills, actions, habits, behaviors, environment, and results.
*Limiting Beliefs [00:19:16]*
Lauren discusses the four fundamental limiting beliefs that successful women or female entrepreneurs struggle with, including the belief that one has to work hard for money and that more money equals more responsibility.
*Money Mindset [00:13:01]*
Lauren emphasizes the importance of addressing one's money mindset, which greatly impacts their ability to create and attract the money they desire, and asks listeners to reflect on whether their primary energy around money is one of lack or abundance.
*Identifying Limiting Beliefs [00:23:43]*
Lauren discusses four common limiting beliefs around money, including fear of responsibility, past failures, and feeling guilty for wanting more.
*Overcoming Limiting Beliefs [00:24:55]*
Lauren shares a personal example of working through limiting beliefs and the importance of journaling to overcome them.
*Creating Awareness [00:34:21]*
Lauren emphasizes the importance of creating awareness around one's money mindset and limiting beliefs in order to create lasting change.
*The Importance of Mindset Work [00:35:37]*
Lauren emphasizes the significance of mindset work and how it is crucial to dive into deeper mindset and identity work to overcome limiting beliefs.
Monday May 01, 2023
Monday May 01, 2023
Are you a high-achieving woman who desires success, time freedom, and genuine joy in your life?
In this episode, Lauren discussed the top five reasons why women should go after wealth.
The first reason is to create freedom in their lives. Money is a resource that provides options and control over one's time, allowing women to live the way they want to live.
The second reason is that women with money can make a positive impact on the world.
The third reason is that it's time for women to take responsibility for their finances and educate themselves about money.
The fourth reason is that money beliefs and identity are passed down from generation to generation, so it's important for women to heal their relationship with money and teach their children about it.
The fifth reason is that money can lead to less stress and better relationships.
Lauren emphasizes that while money itself does not create happiness, it can create happiness through the freedom and options it provides.
In the episode she highlights the alarming statistics about the impact of money on women's mental health and relationships. She believes that women have a personal responsibility to take control of their finances and to teach their children about money to create lasting change within their lineage.
If you're interested in pursuing wealth and creating the kind of life you desire, Lauren offers mentorship to help women overcome subconscious beliefs and patterns that may be holding them back from achieving their desired level of wealth and freedom.
What are your thoughts on pursuing wealth? Do you agree with Lauren's insights? Share your thoughts and leave a review of the episode to continue the conversation.
Referenced Resources:
1:1 Mentorship with Lauren Information & Application
Referenced Statistics
The Wealthy Woman Telegram Channel
"The Psychology of Money" by Morgan Housel
Time Stamps of Content Covered
*Creating Freedom [00:03:18]*
Money gives women freedom and control over their lives, and the lack of it can hold them back from creating the life they desire.
*Money and Happiness [00:09:23]*
Money can create happiness through the freedom and options it provides, but society has conditioned women to believe that having money is bad.
*Women and Wealth [00:10:37]*
Women have been conditioned to believe that having money is bad, but there are five reasons why women should go after wealth, including creating freedom and control over their lives.
*Money equals freedom [00:11:53]*
Money gives women the freedom to live the way they want, spend time with loved ones, and do what they love. It also gives them control over their lives.
*Money creates happiness [00:13:56]*
Money itself doesn't make women happy, but it gives them options, freedom, and control over their time, which creates feelings of joy.
*Investing in mentorship [00:20:09]*
Lauren offers mentorship to help women uncover subconscious beliefs and patterns that hold them back from achieving their desires. She challenges their ways of thinking and supports them as they take leaps towards their next level.
*Reasons for Women to Pursue Wealth [00:22:13]*
Women can create change in the world with money, and it's time to take responsibility and educate ourselves.
*Teaching Children About Money [00:27:44]*
Money beliefs and identity are passed down from generation to generation, so it's important to heal our relationship with money and teach our children about it.
*Money Equals Less Stress and Better Relationships [00:31:48]*
Statistics show that financial disagreements can lead to divorce, but having a higher income can lower the likelihood of divorce.
*Financial Stress [00:33:09]*
The high percentage of adults who experience financial stress and how it affects mental health and relationships.
*Reasons to Pursue Wealth [00:36:32]*
Five reasons why women should pursue wealth, including freedom, making a positive impact, personal responsibility, passing on new beliefs, and reducing stress.
Thursday Apr 27, 2023
Thursday Apr 27, 2023
If real estate investing feels overwhelming and inaccessible for you this episode is a great starting point.
Lauren Francois interviews Taylor Hudgins to share her story on how she got into real estate and investing in real estate. They also share about how accessible it is for you to build wealth through investing in real estate, how to get started in real estate investing, and common mistakes in buying and selling real estate investment properties.
In this episode…
- Taylor Hudgins shares how she got started in real estate (2:25)
- Beginner tips for how to get into real estate investing (14:25)
- Buying real estate can be for anyone (18:50)
- Real estate investment goal setting and next steps (21:00)
- Biggest mistakes in looking for real estate properties (29:00)
- Biggest mistake in selling a rental property (33:00)
Referenced Resources:
Monday Apr 24, 2023
Monday Apr 24, 2023
This episode is a recap and advice from Lauren on her 8 day Disney Vacation with her family. This episode is for you if you are planning a trip to Disney World or just thinking about bringing your kids to Disney. She shares which parks her kids enjoyed the most and great hacks to take on Disney World like a pro even if it is your first time there.
Hot Tips from Lauren
- Get home on Saturday so you have all Sunday to refresh after vacation!
- Pool day as your last day in Florida!
- Alternating 2 park days with a pool day worked great!
- Staying on Disney property vs. Staying off Disney property (The Grove Resort & Water Park)
- Universal Studios vs Disney Parks -
- Lines & Height Requirement for Rides - Disney Genie+ to access The Lightning Lane is it worth it?
- Dining and Restaurants
- Bringing a Stroller to the Park
Referenced Resources:
Thursday Apr 20, 2023
Thursday Apr 20, 2023
If you want something new to come into your life you must make space for by getting rid of things. When you get rid of the old and clear out your space for new to come in. It is really easy to use the example of our physical space like Lauren talks about to see how this relates to our mind, time, and businesses.
If you feel like you have no time, energy, or space to achieve your big goals this episode is filled with tangible ways to look at what you are doing, how you are spending your time, and where your energy is going. This episode is going to help guide you to declutter your physical and mental space to make room for those things you desire to manifest to come into your life.
How to create more space in your mind and have more mental capacity. (8:50)
How to create more space in your time & schedules. (16:25)
How to create more space in your business. (22:00)
Referenced Resources:
Social Media & Phone Boundaries Episode
The Wealthy Woman Telegram Page
Monday Apr 17, 2023
Monday Apr 17, 2023
This episode is sharing two really tactical and life changing practices that you can implement today to bring more joy and magic to your everyday/weekly routines. If you are tired of the same old morning routines or want some new and fun journal practices this is going to be really fun for you to implement!
2 Practices to Create More Joy and Magic
- Opportunities to Delight (14:05)
- Shopping List for the Universe (18:05)
Referenced Resources:
Episode 127 - Jessica Barnak Slow Living & Quiet Marketing
Episode 126 - Social Media & Phone Boundaries
Episode 108 - How thoughts create your reality!
Episode 125 - Lifestyle Episode
Lauren wants to hear from you and how the Universe is delighting and delivering to you…
Thursday Apr 13, 2023
Thursday Apr 13, 2023
Time truly is the most valuable currency.
Lauren brought on a special guest for this episode Jessica Barnak to talk about slow living and quiet marketing.
Jessica Barnak lives for the quiet moments in life. She fully embraces the concept of slow living not only in her every day, but in her business and marketing. The founder of the Quiet Marketing Co., Jessica believes that everything we want in life happens in the moments of stillness. Whether that is peace in the evenings, or more money in your account- it all starts with the intention of quiet.
Jessica talks about quiet marketing that leads to the path of least resistance and slow living by being completely intentional with everything that you are doing from the marketing of your business to money to how you spend your time.
How does someone become more intentional? Jessica shares a journal practice for being more intentional. (16:50)
Slow Living Tactics to Implement (19:30)
Quiet Marketing & Quiet Careers (40:18)
Referenced Resources:
Connect with Jessica
Monday Apr 10, 2023
Monday Apr 10, 2023
What is your relationship like with social media?
Right now think about it, what feelings arise when you think about social media and the time you spend on it?
In this episode Lauren talks about her personal relationship with social media, how understanding Human Design brought insight to how and why social media impacted her, how to set healthy boundaries with social media, and growth strategies for business growth outside of social media.
4 steps to create boundaries with social media?(15:26)
How Lauren spends her time on social media. (28:50)
How to shift business beyond social media. (37:55)
Interested in learning more about your human design?
Message Lauren to help you take a look at your chart!
The Wealthy Woman Telegram Channel
Dime Beauty lauren_francois20 (favorites HyperGlow, Hyaluronic Acid Serum, Dewy Day Cream - The Works Package is the best value where you get all of these products and more!)